If you’re going through a lawsuit, navigating the legal arena can sometimes feel like speaking a different language – especially if you’re unfamiliar with legal terminology. Our personal injury lawyers have compiled a list of the most common phrases and words used in personal injury cases. If you need help translating your personal injury case, reach out to Rocky Mountain Injury Law for a free consultation.
Any accident in which an individual under the age of 18 was injured and/or caused an injury. Personal injury law assumes that children do not have the same level of judgment that adults do, and has outlined special rules for compensation and liability in accidents involving them.
For personal injury claims involving minors in Colorado, the court must approve the final settlement, and approve of a guardian to act on behalf of the minor in court (in addition to an attorney), as children are unable to file a lawsuit on their own behalf.
In cases where the child causes damage to another person or property, the parent is held responsible due to Colorado’s parental responsibility law. However, there is a cap of $3,500 (per victim) that the parent can owe as a result of their child’s actions.
Any injury sustained while visiting or working at an amusement park. Cases against amusement parks can be tricky, as it’s rare for a court to hold the amusement park liable, so long as reasonable care was exercised.
The following factors are likely to be considered by the court when determining if reasonable care was taken:
However, levying a negligence case against an amusement park is far from impossible. Amusement parks are ultimately responsible for the actions of their employees. Any of the following could be considered negligence on the part of the park:
Premises liability and product liability can also potentially come into play. Due to the complexity of these cases, having an experienced personal injury attorney on your side is essential.
The legal concept in which a party, typically an insurance company, acts in an intentionally dishonest or deceitful manner in relation to a contract or legal obligation. This can include failing to investigate or pay valid claims, hiding or altering evidence, or making false statements. There are also a lot of practices that some people consider to be implicit in the insurance process that can also be constituted as bad faith, like refusing to answer phone calls, emails, and messages.
Examples of Bad Faith for insurance companies are:
These examples are not comprehensive. If you suspect that you may be a victim of insurance bad faith, contact Rocky Mountain Personal Injury Attorneys for a free consultation.
Any injury resulting from riding a bicycle. If the injury transpired as the result of someone else’s negligence, you may be entitled to financial compensation. Colorado Revised Statute 42-4-1412 states that cyclists have the same rights and duties as that of any driver of any other vehicle.
Bicycle accident claims are typically handled by the at-fault driver’s insurance company, and will often dispute your injuries, deny your claim, or even refuse to pay for your damages. Having a personal injury attorney on your side will help ensure that the insurance company pays what it needs to.
Common bicycle accidents where the driver of a car is at fault include:
If you are the victim of a cyclist/vehicle collision, contact Rocky Mountain Personal Injury Attorneys.
In the case of a collision between two motorized boats, the operators will typically each be partly at fault. If you are levying a case as a boat operator against the other operator, you will have to be considered less at-fault than the other in order to recover damages. If you are a passenger who is injured in a boating incident, you may have a legal case against the operators of both boats.
In the event of a collision between a motorized boat and a sailboat, the motorized boat is almost always considered more at-fault than the sailboat, as safe boating practices require motorized vessels to yield to sailboats.
Any injury sustained in an incident on a bus. While they often happen for the same reasons as and have similar consequences to other motor vehicle accidents, bus accidents can be more complicated to litigate.
Firstly, bus accidents have added safety risks. While the number of deaths, injuries, and property damage caused by bus accidents are significantly lower than the same caused by passenger car accidents (about 31 thousand to 4.7 million), they are by no means fool-proof. Their added height increases the likelihood of tipping or rolling over, and most do not have seatbelts, airbags, or other safety equipment. This, unfortunately, means that injuries are often much more severe when they do occur.
Secondly, filing a claim often means bringing one against a public agency such as a city, school district, public transit authority, etc. This is usually more complicated than filing a claim with the insurance of another driver. You’ll need to file a written notice to the government owner or operator of your intent to file a claim.
An injury that results in permanent disability, significantly impairs a person’s ability to perform daily activities, and requires extensive medical treatment. These types of injuries can be life-altering and have a significant impact on the injured person’s quality of life.
Catastrophic Injury Examples:
These types of injuries often result in long-term or permanent loss of income and typically require ongoing medical care and rehabilitation.
Compensation for catastrophic injuries may include damages for medical expenses, lost income, loss of earning capacity, pain and suffering, and loss of life enjoyment. Because of the significant impact that catastrophic injuries have on the lives of those who suffer them, these personal injury cases involving catastrophic injuries can be complex and require the expertise of experienced attorneys.
A type of lawsuit in which a plaintiff or plaintiffs file a suit on behalf of themselves and as representatives of others. They are typically filed to hold a company accountable for the liability of its products. These lawsuits are different from Mass Tort lawsuits because it involved multiple plaintiffs grouped together in one lawsuit (see: Mass Tort). These plaintiffs typically share lawyers, court dates, evidence, and legal strategies. They will also share the settlement amount.
Examples of class action suits you may be familiar with include:
A conservatorship refers to a legal arrangement where a court appoints a ‘conservator’ or a who acts as a protector or guardian to manage the personal and financial affairs of an individual who is unable to make decisions or handle their own affairs due to physical or mental incapacity.
The conservator is usually a trusted individual or professional entity, such as an attorney or a financial institution, who acts in the best interests of the incapacitated person, known as the ‘protected person.’
A conservatorship may arise in personal injury cases when the injured party suffers severe physical or cognitive impairments that prevent them from managing their financial matters, making legal decisions, or advocating for themselves.
Some situations in which a conservatorship may be established include:
The primary goal of conservatorship is to safeguard the well-being and assets of an incapacitated individual, ensuring that their interests are protected and their affairs are managed responsibly. The court oversees the conservator’s actions and may require regular reporting to ensure accountability and transparency.
A contingency fee refers to a payment arrangement between a client and their attorney, where the attorney’s fees are contingent upon the successful outcome of the case. Instead of charging an upfront retainer or hourly fees, the attorney agrees to receive a percentage of the compensation or settlement awarded to the client if the case is successful. If the case is not successful, the attorney typically does not receive any compensation for their services.
Contingency fees are often used in personal injury cases to provide access to legal representation for individuals to pursue their claims without worrying about the financial burden of attorney fees during the litigation process.
It is essential to discuss and agree on the specific percentage and terms of the contingency fee arrangement with your attorney before proceeding with legal representation. This agreement should be detailed in a written contract that outlines the responsibilities of both the client and the attorney.
Consulting with an experienced personal injury attorney will provide you with a clear understanding of how contingency fees apply to your specific case and help you navigate the legal process without upfront financial strain.
Discovery refers to the pre-trial phase where both parties involved in a lawsuit gather and exchange relevant information and evidence related to the case. The purpose of discovery is to ensure transparency and provide each party with a fair opportunity to evaluate the strengths and weaknesses of the opposing side’s claims and defenses. It allows both parties to gather facts, witness statements, documents, and other evidence necessary to support their arguments and prepare for trial.
Some types of commonly used discovery methods include:
Discovery plays a crucial role in ensuring a fair and informed litigation process. It allows both parties to gather relevant information, assess the strength of their claims or defenses, and facilitate settlement negotiations. Properly conducted discovery helps uncover facts, clarify issues, and promote the pursuit of justice in personal injury cases.
Any injury resulting from a dog bite. Colorado’s dog bite statute states that a person who sustains a serious bodily injury or death after being bitten by a dog while lawfully on public or private property is entitled to bring a civil case against the owner of the dog. As a strict liability state, the injured victim can recover damages from the owner of the dog regardless of whether the owner was negligent or knew the dog could be dangerous.
There is a strict time limit on the victim’s right to file a lawsuit for a dog bite injury. In most cases, you will have no longer than two years from the date of the attack to file a personal injury claim. The potential exception is for an injured minor, wherein the minor typically has two years from the date of their 18th birthday to file a claim. Missing the deadline almost always results in losing the right to recover damages from the dog’s owner. If you have sustained a dog bite injury, don’t wait. Schedule a free consultation with Rocky Mountain Injury Lawyers today.
Any injury sustained in an accident caused by a driver who is under the influence of drugs or alcohol. From a legal perspective, the settlement procedure will be essentially identical to that of any other car or vehicle accident. Even if you did not directly cause the accident, being under the influence will likely make you partially at-fault.
The Governmental Immunity Act refers to a set of laws that provide immunity or limited liability protections to government entities and their employees in certain circumstances. The act recognizes that governments and their employees perform vital functions and aims to strike a balance between allowing individuals to seek compensation for injuries caused by government actions while also protecting the government from excessive liability.
The Governmental Immunity Act may apply in in cases such as:
It should be noted that claims against government entities often have stricter notice requirements and shorter timeframes for filing lawsuits compared to claims against private individuals or entities. Failure to comply with these procedural requirements can result in the dismissal of the claim.
A lack of care that demonstrates a reckless disregard for the safety of others. This is a more serious charge than ordinary negligence, as it implies an extreme neglect. It is typically considered to be purposeful behavior rather than simple thoughtlessness. If the defendant’s conduct is particularly egregious, you may be entitled to punitive damages as well as compensatory damages in the case of gross negligence.
Examples of gross negligence include:
If you have been a victim of someone else’s gross negligence, having an experienced personal injury attorney on your side can make all the difference in bringing you justice.
Learn more about gross negligence here.
Injury from assault refers to physical harm or injury suffered by an individual as a result of an intentional act of violence committed by another person. Assault involves the intentional threat or use of force against someone, causing them to fear imminent harm or causing actual physical injury. When the assault occurs, the injured party may have legal grounds to pursue a claim for compensation for their injuries and related damages.
Examples of injury from assault cases include:
It’s important to note that criminal charges may also be pursued against the perpetrator of the assault, depending on the circumstances and severity of the incident. However, a personal injury claim seeks to compensate the victim for the damages they have suffered, including medical expenses, lost wages, pain and suffering, and emotional distress.
Injury due to landlord negligence refers to harm or injury suffered by a tenant or visitor on a rental property as a result of the landlord’s failure to meet their duty of care. Landlords have a legal obligation to maintain their properties in a reasonably safe condition and address potential hazards or dangerous conditions that could cause harm to tenants or visitors.
Some examples of injury cases due to landlord negligence include:
In order to successfully pursue a personal injury claim due to landlord negligence, it is essential to establish that the landlord owed a duty of care, breached that duty through their actions or inaction, and that the breach directly caused the injuries and resulting damages.
Lost wage claims refer to the compensation sought by an injured individual for the income they have lost or will lose as a result of their injuries. When someone is injured due to negligence or wrongful actions of another party, they may be entitled to recover not only their medical expenses and pain and suffering but also the wages they would have earned if the injury had not occurred.
To support a lost wage claim, it is important to provide the necessary evidence of the income the individual would have earned had the injury not occurred. This may include pay stubs, tax returns, employment records, or expert testimony from vocational or economic experts to establish the value of the lost wages.
A civil wrongdoing that harms or injures multiple plaintiffs, typically on a large scale. Unlike a class action suit, mass torts are not single cases. Rather, they are groupings of individual lawsuits alleging the same issues against the same defendant(s). In the eyes of the court, each plaintiff is independent of the others. Thus, the recovery that each plaintiff receives is determined by the court to reflect the extent of each plaintiff’s damages.
Common types of mass tort lawsuits include:
Learn more about Mass Tort here.
The point at which an injured person’s medical condition has reached a state of stability and is not expected to improve significantly with further medical treatment.
Determining MMI is crucial in personal injury cases as it affects the calculation of damages for medical expenses, lost wages, and pain and suffering. Once MMI has been reached, an injured person’s doctors will assess their level of permanent impairment, the extent of any disability, and ongoing medical care required.
Reaching MMI is not an indication that the injured person has fully recovered or regained their pre-injury function. Rather, it signifies that they have achieved the maximum level of improvement possible. Any further medical treatment will be designed to manage symptoms, prevent further deterioration, and maintain the person’s level of quality of life.
A legal claim by a healthcare provider or facility against a settlement or judgment of award of a personal injury lawsuit. This lets medical treatment and healthcare professionals treat the patient with the understanding that they will be paid when the case is resolved.
Medical liens are a great way to receive care when cash or health insurance policies will not cover everything. Thus, they can be an important tool for injured parties who cannot afford medical treatment after an accident, but they can also complicate the settlement process. It’s important for personal injury attorneys to consider and negotiate medical liens in order to maximize the settlement amount for their client.
A type of injury/illness caused by exposure to toxic mold. The inhalation of mold spores and mold particles can often trigger an allergic reaction. Furthermore, exposure to toxic mold can cause respiratory problems, flu-like symptoms, headaches, and skin irritation. The removal of mold typically requires the destruction of all infected materials, like sheet rock, floorboards, and furniture. If medical treatment is needed, this will be included in the damages.
Typically, mold lawsuits are filed against parties such as:
If you have suffered an injury or illness due to exposure to toxic mold, contact Rocky Mountain Injury Attorneys to see what damages you can recover.
A car accident involving three or more cars. Insurance claims for these accidents are often difficult, as determining liability is tricky. Colorado’s fault-based insurance law is used to determine liability, and says that the driver or person most at fault for causing the crash will pay for the damages using their liability coverage. Often, an investigation will need to occur.
Even if you are partially at fault, you can still recover some financial compensation for damages. Colorado’s comparative negligence law means that as long as your fault is less than the combined fault of all of the defendants, you can receive compensation reduced by your percentage of fault. To see what damages you can potentially recover, reach out to Rocky Mountain Personal Injury Lawyers today.
Negligence refers to a legal concept that establishes a duty of care owed by one party to another, and the failure to meet that duty, resulting in harm or injury to the other party. Negligence forms the basis of many personal injury claims, where the injured party seeks compensation for the damages caused by the negligent actions or omissions of another party.
To establish negligence in a personal injury case, the following elements must generally be proven:
Examples of negligence in personal injury cases can include:
Examples of instances that may not constitute negligence in personal injury cases include:
Consulting an experienced personal injury attorney to evaluate the specific circumstances of your case can help determine if negligence exists, advise you on your legal rights, and guide you through the process of pursuing a personal injury claim.
A legal concept that holds a person or entity responsible for negligently providing someone else with a dangerous object that causes injury to a third party. This can be someone loaning a car to an individual with a history of reckless driving, leading to that individual causing an accident. In this case, the owner of the vehicle could be held liable for negligent entrustment.
To prove negligent entrustment, the injured party must show that the person or entity entrusted the dangerous object to the person who caused the injury and that the person or entity knew that the person was likely to use it in a way that would create unreasonable harm to others.
Negligent entrustment is applicable to a wide range of situations, including loaning a firearm to someone known to be a danger to themselves or others, allowing an intoxicated individual to drive a vehicle, or allowing an unlicensed person to operate heavy machinery.
Also called “non-economic damages,” these are damages that can be recovered for trauma, or general suffering. For instance, if a person loses both of their legs in an accident, the economic damages would be meant to cover medical expenses, wheelchair purchases, etc. In this case, the victim would also be able to recover non-economic damages for the trauma of their injuries and loss of quality of life. An example of pain and suffering damages without a physical injury would be losing a spouse or child.
Though each pain and suffering dispute is different, potential things you may need to pay in court could be:
Don’t let your physical and mental wellbeing be deprioritized. We are the lawyers who listen and we want you to receive appropriate compensation for your pain and suffering. Learn more about Colorado pain and suffering damages personal injury law.
A medical evaluation that assesses the extent of a person’s permanent impairment, physical or mental, resulting from an injury. The PIR is expressed as a percentage, with higher percentages indicating a more severe impairment.
The PIR is typically assigned after the injured person has reached MMI (see entry for Maximum Medical Improvement). The PIR considers factors such as pain, range of motion, loss of sensation, and functional limitations to determine the level of permanent impairment caused by the injury.
The PIR is an essential component of determining the amount of compensation an injured person may be entitled to for their injuries. It can be used to calculate damages for medical expenses, lost wages, pain, and suffering. It is not a direct measurement of the severity of someone’s pain or ability to perform daily activities. Rather, it is a standardized way of quantifying the physical or mental effects of an injury that could have long-term consequences on the injured person’s quality of life.
A form of negligence action that holds owners of land responsible for injuries occurring on their property. These can include things like slip and falls, dog bites, falling from a deck/porch, among many others. Essentially, any personal injury sustained due to the negligence of the property owner could fall under premises liability. The types of damages a person can receive depends on the legal status he or she was at the time of the accident.
There are three legal statuses:
If you have suffered an injury due to the negligence of a property owner, contact Rocky Mountain Personal Injury attorneys to see how premises liability can help your case.
Power of Attorney is a legal document that grants an individual (known as the “principal”) the authority to appoint another person (the “attorney-in-fact” or “agent”) to make decisions and take actions on their behalf. This legal arrangement is particularly relevant in personal injury cases when the injured individual is unable to handle their own legal and financial matters due to their injuries or incapacitation.
Instances in which a power of attorney may be sought out include:
It is important to note that a power of attorney can be limited or board in scope, depending on the specific needs and preferences of the principal. It is crucial to carefully select a trusted agent and clearly define the powers granted in the power of attorney document.
The legal responsibility of manufacturers, distributors, and sellers of a defective or dangerous product for injuries caused by that product. These claims arise when a product is found to be defective, unreasonably dangerous, or lacking proper warnings/instructions for safe use. Defects can be related to the design or the manufacturing of the product.
Product liability cases can be based on strict liability or negligence. In strict liability cases, the injured person does not need to prove that the manufacturer or seller was negligent, only that the product was defective and caused their injury.
In negligence cases, the injured person must prove that the manufacturer or seller was negligent in some way, such as by failing to adequately test the product or failing to provide adequate warnings.
The harm or destruction caused to a person’s physical property, rather than their body, as a result of an accident or intentional act of another property. Can refer to a car, home, personal belongings, or other property.
In a lawsuit, the injured party, or the party whose property was damaged, can seek compensation for property damage in addition to compensation for any physical injuries or other losses. This can include the cost of repairing or replacing the damaged property, as well as any lost value, depending on the extent of the damage.
An injury sustained in a car accident involving companies like Uber or Lyft where passengers pay to ride in a driver’s private vehicle. These cases refer to passengers in a rideshare service rather than a driver who is injured in their car by an Uber/Lyft driver or the Uber/Lyft driver themself. Rideshare accidents are a bit more complicated.
The driver’s personal vehicle is involved, but Uber and Lyft both insure their drivers when providing rides under certain circumstances. In other cases, the driver’s personal car insurance will take the case. These complexities are why having a personal injury attorney on your side will help ensure that you get the settlement you deserve.
Any injury sustained while skiing or snowboarding. This can include:
In Colorado, the ski patrol of the resort will typically investigate any accidents and complete any accident reports. These reports can be extremely valuable for your claim, so be sure to get a copy of it. In the case of collisions, the at-fault party will typically be a skier or snowboarder, while the ski resort may be at-fault in the case of an equipment failure.
Also referred to as UM/UIM insurance coverage, Uninsured/Underinsured motorist coverage is meant to cover expenses in the event that you are hit by a driver who has no auto insurance (UM) or not enough coverage to pay for the damages/injuries they caused (UIM).
Colorado does not mandate that drivers carry UM/UIM coverage, but does require insurance providers to provide consumers with the option, and makes it so that policyholders are immediately eligible for UM/UIM coverage equal to that of their bodily injury liability policy.
These policies can be incredibly valuable, as they ensure that you will be able to collect from a provider in the event of an accident, even if the other party is uninsured, to pay for repairs, medical bills, and other accident-related expenses. If your UM/UIM coverage is still not enough to cover medical expenses, you may still be able to recover damages in court through a personal injury claim.
A loss of life caused by another party’s negligence. These cases are usually filed by the families or loved ones of the victim. In Colorado, a wrongful death action must be filed within two years of the victim’s death. Both economic and non-economic damages can be recovered in a wrongful death suit.
Who can file a wrongful death claim in Colorado?
The spouse of the deceased or designated beneficiary can file this at any point within the two years, while the children/heirs of the deceased must wait until the second year if there is a spouse of the deceased, unless given permission by the spouse. Parents can file a claim for wrongful death if there is no spouse, children, or designated beneficiary.